We drive investment
into the next generation of entrepreneurs

We promote
& financial inclusion globally

We develop social performance metrics for investment decisions

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Inclusion [Social Ratings] is the world’s first global social rating agency.

We deliver independent social performance & impact ratings to socially minded private and public sector organisations to help them enhance their social impact and improve their financial performance. Our transparent, user-friendly and easily shareable social performance metrics also assist potential investors in their strategic investment decisions and help attract social investment funding for social enterprises.

Inclusion [Social Ratings] provides solutions for responsible investment and empowers responsible management of organizations through research, assessment and advisory services.  

We design and deliver customised and bespoke solutions based on your institution needs.

Our services include:

Rating Services

Social Performance & Impact Ratings (SPIR)
Financial Sustainability Ratings (FSR)
Environmental, Social & Governance (ESG) Ratings


Certification Services

Client Protection Pre-Certification
Smart Campaign Certification


Audit Services

Social Audits


Inclusion's social impact rating service has been instrumental to help us refine our business approach more effectively. The Inclusion team did a perfect job - they are dynamic and extremely competent.

Faustin Kanlinsou - Executive Director, COMUBA MFI, Benin

Thanks to Inclusion's social impact rating, we were able to identify our strengths and weaknesses in our social performance as well as in our business approach. It also allowed us to improve our relationship with our customers. 

Seynabou Mbaye Sow - Director, MEC LE SINE, Senegal

Inclusion’s social impact rating service has been very useful for us, helping us identify what to further improve for the benefits of our organization, staff, clients, stakeholders and communities.

Meas Thon - CEO, BORVOR FINANCE PLC, Cambodia


Social Performance & Impact Ratings (SPIR) announcement: P.E.B.Co-BETHESDA

Inclusion [Social Ratings] released a newly assigned Social Performance & Impact Rating (SPIR) today on P.E.B.Co-BETHESDA (PEBCo), a non-banking financial institution based in Cotonou, Benin. PEBCo’s Social Mission is to “Improve the living conditions of the poor by offering quality financial and non-financial services of good quality.” Inclusion [Social Ratings] assigned PEBCo a SPIR rating grade of […]


Benin based MFI gets rated

P.E.B.Co-Bethesda (PEBCo), a NBFI based in Cotonou, Benin, obtained a SPIR3- rating, which suggests that its processes and infrastructure are consistent with a good likelihood of acting in the best interest of its clients, which is amongst its highest priorities. Santiago Arnaudin, Director of Social Ratings (I[SR]) says: “PEBCo obtains good financial results, driven by its […]


Launch of our publications on Medium

Inclusion [Social Ratings] is pleased to announce the launching of its new blogging platform on Medium. Our series “How to improve your Social Performance” is now available on this new platform in English and Spanish. Each article develops necessary tools for promoting responsible financial inclusion and resources to strengthen day-to-day activities. We will be publishing future articles […]


Tools for improving your Social Performance & Impact VIII

The eighth report of our series on how to improve your social performance and impact focuses on appropriate product design and distribution. It’s a practical guide to create and implement written policies, collect data, train and monitor staff, among others. The purpose of the series is to promote responsible financial inclusion by providing financial institutions […]