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We drive investment
into the next generation of entrepreneurs

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We promote
social
& financial inclusion globally

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We develop social performance metrics for investment decisions

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Inclusion [Social Ratings] is the world’s first global social rating agency.

We deliver independent ESG Ratings and social performance & impact ratings to socially minded private and public sector organisations to help them enhance their social and environmental impact and to improve their financial performance. Our transparent, user-friendly and easily shareable social performance metrics also assist potential investors in their strategic investment decisions and help attract social investment funding for social enterprises.

Inclusion [Social Ratings] provides solutions for responsible investment and empowers responsible management of organizations through research, assessment and advisory services.  

We design and deliver customised and bespoke solutions based on your institution needs.

Our services include:

Rating Services

Environmental, Social & Governance Ratings (ESG)
Social Performance & Impact Ratings (SPIR)
Financial Sustainability Ratings (FSR)
Social Enterprise Ratings (SER)

 

Certification Services

Client Protection Certification
Client Protection Pre-Certification

 

Audit Services

Social Audits
SPI5

 

Training & Advisory Services

Capacity Building
Social Performance & ESG Training

 

At Banco Popular the Smart Campaign Certification has allowed us to reflect on the commitment of senior management and compliance with each of the client protection principles. Working with the Inclusion [Social Ratings] team was an excellent experience!

Zoila Ferrary - HEAD OF SOCIAL PERFORMANCE, BANCO POPULAR, Honduras

Inclusion's social impact rating service has been instrumental to help us refine our business approach more effectively. The Inclusion team did a perfect job - they are dynamic and extremely competent.

Faustin Kanlinsou - Executive Director, COMUBA MFI, Benin

Thanks to Inclusion's social impact rating, we were able to identify our strengths and weaknesses in our social performance as well as in our business approach. It also allowed us to improve our relationship with our customers. 

Seynabou Mbaye Sow - Director, MEC LE SINE, Senegal

Inclusion’s social impact rating service has been very useful for us, helping us identify what to further improve for the benefits of our organization, staff, clients, stakeholders and communities.

Meas Thon - CEO, BORVOR FINANCE PLC, Cambodia

Ratings + Certifications at a Glance

INSTITUTION COUNTRY REPORT GRADE ISSUED LANGUAGE REPORT
Spectrum Credit Zambia Zambia Client Protection Certification Silver level May 2024 English
Letshego Eswatini Swaziland Client Protection Certification Silver level May 2024 English
ExpressCredit Botswana Botswana Client Protection Certification Bronze level March 2024 English
Arthimpact Digital Loans PVT Ltd India Client Protection Certification Gold level March 2024 English
Patinum Credit Tanzania Client Protection Certification Silver level March 2024 English
Fanikiwa Microfinance Tanzania Client Protection Certification Silver level March 2024 English
Platinum Credit Uganda Client Protection Certification Silver level January 2024 English
Premier Credit Uganda Client Protection Certification Silver level January 2024 English
Platinum Credit Kenya Client Protection Certification Silver level December 2023 English
Premier Credit Kenya Client Protection Certification Silver level December 2023 English
ASA Microfinance Bank (Pakistan) Limited (ASAP) Pakistan SPIR SPIR2+ June 2023 English


ASA Microfinance Tanzania Ltd. (ASAT) Tanzania SPIR SPIR1- June 2023 English


Instituto de Desarrollo Regional César Vallejo (IDER CV) Peru SPIR SPIR3 October 2022 English


Instituto de Desarrollo Regional César Vallejo (IDER CV) Peru SPIR SPIR3 October 2022 Spanish


Asociación para el Desarrollo de la Costa Atlántica (PANA PANA) Nicaragua SPIR SPIR3 April 2021 Spanish


Borvor Finance PLC Cambodia SPIR SPIR3 April 2021 English


MicroLoan Foundation Malawi (MLF-M) Republic of Malawi FSR FSR3- April 2021 English


GM Bank of Luzon, Inc. Republic of the Philippines FSR FSR3 March 2021 English


GM Bank of Luzon, Inc. Republic of the Philippines SPIR SPIR3- March 2021 English


MicroLoan Foundation Zambia (MLF-Z) Republic of Zambia FSR FSR3- February 2021 English


Instituto de Desarrollo Regional Cesar Vallejo (IDER CV) Peru FSR FSR3 October 2020 Spanish


Instituto de Desarrollo Regional Cesar Vallejo (IDER CV) Peru FSR FSR3 October 2020 English


AMC de R.L. de C.V. El Salvador SPIR SPIR3 March 2020 Spanish


Palestine for Credit and Development (FATEN) Palestine SPIR SPIR2 February 2020 English


P.E.B.Co-BETHESDA Benin FSR FSR1- October 2019 French


P.E.B.Co-BETHESDA Benin FSR FSR1- October 2019 English


P.E.B.Co-BETHESDA Benin FSR FSR1- October 2019 Spanish


P.E.B.Co-BETHESDA Benin SPIR SPIR3- October 2019 French


Thrive Micro-Finance (Private) Ltd Zimbabwe SPIR SPIR2 June 2019 English


COAC Santa Anita Ltda. Ecuador SPIR SPIR4+ April 2019 Spanish


Sathapana Ltd. Myanmar SPIR SPIR3 April 2019 English


Borvor Finance PLC Cambodia SPIR SPIR3- January 2019 English


Thrive Micro-Finance (Private) Ltd. Zimbabwe SPIR SPIR2- November 2017 English


Cambodian Credit Savings Federation (CCSF) Cambodia SPIR SPIR4+ October 2017 English


Enterprise Support & Community Development Trust (ENCOT) Uganda SPA SPA3 February 2016 English


SIA N’SON Microfinance Benin SPA SPA4 January 2016 French


Mutuelle d'Épargne et de Crédit (MEC) « le Sine » Senegal SPA SPA4 January 2016 French


Juhudi Kilimo Kenya SPA SPA3 January 2016 English


Caisse Baitoul Maal (CBM) Burkina Faso SPA SPA4 November 2015 French


CAURIE-MF Senegal SPA SPA3 October 2015 French


P.E.B.Co-BETHESDA Benin SPA SPA3 September 2015 French


Coopérative des Membres Unis Bèthel Actions (COMUBA) Benin SPA SPA3 September 2015 French


ALIDé Benin SPA SPA2 August 2015 English


ALIDé Benin SPA SPA2 August 2015 French


URC-Nazinon Burkina Faso SPA SPA4 August 2015 English


URC-Nazinon Burkina Faso SPA SPA4 August 2015 French


LATEST NEWS

Client Protection Certification Announcement

Inclusion Social Ratings takes great pleasure to announce that Spectrum Credit Zambia Limited, a credit only micro-finance institution which provides financial services across products, civil servant loans, secured asset finance and SME lending and insurance, was awarded a SILVER level of Client Protection Certification. This achievement signifies that the MFIs have satisfactorily met all entry and progressive criteria for […]

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Client Protection Certification Announcement

Inclusion Social Ratings takes great pleasure to announce that Letshego Financial Services Swaziland (Letshego Eswatini), a subsidiary of Letshego Holdings Limited (LHL), was awarded a SILVER level of Client Protection Certification. This achievement signifies that the MFIs have satisfactorily met all entry and progressive criteria for ensuring client protection, while also demonstrating advancement towards adopting […]

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Client Protection Certification Announcement

Inclusion Social Ratings takes great pleasure to announce that ExpressCredit Botswana, a micro lender licensed by the Non-Bank Financial Institutions Regulatory Authority (NBFIRA), and a subsidiary of YesCash Group Limited, incorporated in the Republic of Mauritius, was awarded a Bronze level of Client Protection Certification.  This achievement underscores that ExpressCredit Botswana has fulfilled all the […]

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