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We drive investment
into the next generation of entrepreneurs

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We promote
social
& financial inclusion globally

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We develop social performance metrics for investment decisions

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Inclusion [Social Ratings] is the world’s first global social rating agency.

We deliver independent ESG Ratings and social performance & impact ratings to socially minded private and public sector organisations to help them enhance their social and environmental impact and to improve their financial performance. Our transparent, user-friendly and easily shareable social performance metrics also assist potential investors in their strategic investment decisions and help attract social investment funding for social enterprises.

Inclusion [Social Ratings] provides solutions for responsible investment and empowers responsible management of organizations through research, assessment and advisory services.  

We design and deliver customised and bespoke solutions based on your institution needs.

Our services include:

Rating Services

Environmental, Social & Governance Ratings (ESG)
Social Performance & Impact Ratings (SPIR)
Financial Sustainability Ratings (FSR)
Social Enterprise Ratings (SER)

 

Certification Services

Client Protection Certification (Cerise+SPTF)
Client Protection Pre-Certification

 

Audit Services

Social Audits
SPI5

 

Training & Advisory Services

Capacity Building
Social Performance & ESG Training

 

At Banco Popular the Smart Campaign Certification has allowed us to reflect on the commitment of senior management and compliance with each of the client protection principles. Working with the Inclusion [Social Ratings] team was an excellent experience!

Zoila Ferrary - HEAD OF SOCIAL PERFORMANCE, BANCO POPULAR, Honduras

Inclusion's social impact rating service has been instrumental to help us refine our business approach more effectively. The Inclusion team did a perfect job - they are dynamic and extremely competent.

Faustin Kanlinsou - Executive Director, COMUBA MFI, Benin

Thanks to Inclusion's social impact rating, we were able to identify our strengths and weaknesses in our social performance as well as in our business approach. It also allowed us to improve our relationship with our customers. 

Seynabou Mbaye Sow - Director, MEC LE SINE, Senegal

Inclusion’s social impact rating service has been very useful for us, helping us identify what to further improve for the benefits of our organization, staff, clients, stakeholders and communities.

Meas Thon - CEO, BORVOR FINANCE PLC, Cambodia

Ratings At Glance

INSTITUTION COUNTRY RATING TYPE RATING DATE LANGUAGE REPORT
Arthimpact Digital Loans PVT Ltd India Client Protection Certification Gold level Mar-24 English


Patinum Credit Tanzania Client Protection Certification Silver level Mar-24 English


Fanikiwa Microfinance Tanzania Client Protection Certification Silver level Mar-24 English


Platinum Credit Uganda Client Protection Certification Silver level Jan-24 English


Premier Credit Uganda Client Protection Certification Silver level Jan-24 English


Platinum Credit Kenya Client Protection Certification Silver level Dec-23 English


Premier Credit Kenya Client Protection Certification Silver level Dec-23 English


ASA Microfinance Bank (Pakistan) Limited (ASAP) Pakistan SPIR SPIR2+ Jun-23 English


ASA Microfinance Tanzania Ltd. (ASAT) Tanzania SPIR SPIR1- Jun-23 English


Instituto de Desarrollo Regional César Vallejo (IDER CV) Peru SPIR SPIR3 Oct-22 English


Instituto de Desarrollo Regional César Vallejo (IDER CV) Peru SPIR SPIR3 Oct-22 Spanish


Asociación para el Desarrollo de la Costa Atlántica (PANA PANA) Nicaragua SPIR SPIR3 Apr-21 Spanish


Borvor Finance PLC Cambodia SPIR SPIR3 Apr-21 English


MicroLoan Foundation Malawi (MLF-M) Republic of Malawi FSR FSR3- Apr-21 English


GM Bank of Luzon, Inc. Republic of the Philippines FSR FSR3 Mar-21 English


GM Bank of Luzon, Inc. Republic of the Philippines SPIR SPIR3- Mar-21 English


MicroLoan Foundation Zambia (MLF-Z) Republic of Zambia FSR FSR3- Feb-21 English


Instituto de Desarrollo Regional Cesar Vallejo (IDER CV) Peru FSR FSR3 Oct-20 Spanish


Instituto de Desarrollo Regional Cesar Vallejo (IDER CV) Peru FSR FSR3 Oct-20 English


AMC de R.L. de C.V. El Salvador SPIR SPIR3 Mar-20 Spanish


Palestine for Credit and Development (FATEN) Palestine SPIR SPIR2 Feb-20 English


P.E.B.Co-BETHESDA Benin FSR FSR1- Oct-19 French


P.E.B.Co-BETHESDA Benin FSR FSR1- Oct-19 English


P.E.B.Co-BETHESDA Benin FSR FSR1- Oct-19 Spanish


P.E.B.Co-BETHESDA Benin SPIR SPIR3- Oct-19 French


Thrive Micro-Finance (Private) Ltd Zimbabwe SPIR SPIR2 Jun-19 English


COAC Santa Anita Ltda. Ecuador SPIR SPIR4+ Apr-19 Spanish


Sathapana Ltd. Myanmar SPIR SPIR3 Apr-19 English


Borvor Finance PLC Cambodia SPIR SPIR3- Jan-19 English


Thrive Micro-Finance (Private) Ltd. Zimbabwe SPIR SPIR2- Nov-17 English


Cambodian Credit Savings Federation (CCSF) Cambodia SPIR SPIR4+ Oct-17 English


Enterprise Support & Community Development Trust (ENCOT) Uganda SPA SPA 3 Feb-16 English


SIA N’SON Microfinance Benin SPA SPA 4 Jan-16 French


Mutuelle d'Épargne et de Crédit (MEC) « le Sine » Senegal SPA SPA 4 Jan-16 French


Juhudi Kilimo Kenya SPA SPA 3 Jan-16 English


Caisse Baitoul Maal (CBM) Burkina Faso SPA SPA 4 Nov-15 French


CAURIE-MF Senegal SPA SPA 3 Oct-15 French


P.E.B.Co-BETHESDA Benin SPA SPA 3 Sep-15 French


Coopérative des Membres Unis Bèthel Actions (COMUBA) Benin SPA SPA 3 Sep-15 French


ALIDé Benin SPA SPA 2 Aug-15 English


ALIDé Benin SPA SPA 2 Aug-15 French


URC-Nazinon Burkina Faso SPA SPA 4 Aug-15 English


URC-Nazinon Burkina Faso SPA SPA 4 Aug-15 French


LATEST NEWS

Client Protection Certification Announcement

Inclusion Social Ratings is happy to announce that Arthimpact Digital Loans PVT Ltd was awarded a GOLD level of Client Protection Certification. This achievement indicates that the MFI adheres to the most stringent criteria for safeguarding clients as outlined in the Universal Standards of Social Performance Management. The certification process adheres to the Client Protection […]

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Client Protection Certification Announcement

Inclusion Social Ratings takes great pleasure in announcing the certification of the following MFIs at the SILVER level of Client Protection Certification: Platinum Credit Kenya Premier Credit Kenya Platinum Credit Uganda Premier Credit Uganda Platinum Credit Tanzania Fanikiwa Microfinance This achievement signifies that the MFIs have satisfactorily met all entry and progressive criteria for ensuring […]

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SPIR Announcement: ASA Microfinance Bank (Pakistan) Limited

Inclusion [Social Ratings] today released a newly assigned Social Performance & Impact Rating (SPIR) on ASA Microfinance Bank (Pakistan) Limited, a for-profit Microfinance Institution that is indirectly wholly owned by ASA International, one of the largest microfinance companies in the world. ASA Microfinance Bank (Pakistan) Limited’s social mission is “Providing microfinance loans for business purpose […]

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