{"id":18,"date":"2016-10-20T01:29:09","date_gmt":"2016-10-19T23:29:09","guid":{"rendered":"http:\/\/77.104.150.120\/~andre502\/?page_id=18"},"modified":"2022-10-29T07:31:08","modified_gmt":"2022-10-29T05:31:08","slug":"ratings","status":"publish","type":"page","link":"https:\/\/inclusionsocialratings.org\/fr\/ratings\/","title":{"rendered":"Notation"},"content":{"rendered":"<div id=\"pl-18\"  class=\"panel-layout\" ><div id=\"pg-18-0\"  class=\"panel-grid panel-has-style\" ><div class=\"white-text so-parallax siteorigin-panels-stretch panel-row-style panel-row-style-for-18-0\" data-stretch-type=\"full\" ><img fetchpriority=\"high\" decoding=\"async\" width=\"1300\" height=\"329\" src=\"https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2016\/10\/ratings-banner.jpg\" class=\"attachment-full size-full\" alt=\"Ratings banner\" data-siteorigin-parallax=\"true\" loading=\"eager\" srcset=\"https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2016\/10\/ratings-banner.jpg 1300w, https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2016\/10\/ratings-banner-600x152.jpg 600w, https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2016\/10\/ratings-banner-617x156.jpg 617w, https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2016\/10\/ratings-banner-768x194.jpg 768w, https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2016\/10\/ratings-banner-1232x312.jpg 1232w\" sizes=\"(max-width: 1300px) 100vw, 1300px\" \/><div id=\"pgc-18-0-0\"  class=\"panel-grid-cell\" ><div id=\"panel-18-0-0-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"0\" ><div class=\"panel-widget-style panel-widget-style-for-18-0-0-0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<h1 style=\"text-align: center;\">Notation<\/h1>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><div id=\"pg-18-1\"  class=\"panel-grid panel-has-style\" ><div class=\"siteorigin-panels-stretch panel-row-style panel-row-style-for-18-1\" data-stretch-type=\"full\" ><div id=\"pgc-18-1-0\"  class=\"panel-grid-cell\" ><div id=\"panel-18-1-0-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"1\" ><div class=\"intro-copy white-text panel-widget-style panel-widget-style-for-18-1-0-0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p style=\"text-align: left;\">Notre Syst\u00e8me de Notation des Performances Sociales (SPRS) est con\u00e7u pour analyser l\u2019efficacit\u00e9 avec laquelle une organisation traduit sa <em>mission<\/em> dans <em>la pratique<\/em>. Il englobe les objectifs, les syst\u00e8mes, les services, les ressources humaines, les indicateurs de performance et les r\u00e9sultats de l\u2019organisation.<\/p>\n<p style=\"text-align: left;\">Les r\u00e9sultats de cette analyse et de cette \u00e9valuation sont exprim\u00e9s \u00e0 travers un r\u00e9sultat appel\u00e9\u00a0<strong>Notation de Performance Sociale et d'Impact<\/strong> (SPIR). Cette notation vise aussi \u00e0 donner \u00e0 l\u2019organisation en question un outil \u00e0 valeur ajout\u00e9e pour identifier et \u00e9valuer les domaines sp\u00e9cifiques de sa performance sociale qui doivent \u00eatre am\u00e9lior\u00e9s et o\u00f9 elle atteint ou d\u00e9passe ses objectifs sociaux.<\/p>\n<p style=\"text-align: left;\"><span id=\"u8189-2\">Il est \u00e9galement utilis\u00e9 par les investisseurs pour comprendre les politiques et pratiques des institutions financi\u00e8res qui promeuvent les valeurs sociales.<\/span><\/p>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><div id=\"pg-18-2\"  class=\"panel-grid panel-has-style\" ><div class=\"siteorigin-panels-stretch panel-row-style panel-row-style-for-18-2\" data-stretch-type=\"full\" ><div id=\"pgc-18-2-0\"  class=\"panel-grid-cell\" ><div id=\"panel-18-2-0-0\" class=\"so-panel widget widget_siteorigin-panels-postloop panel-first-child panel-last-child\" data-index=\"2\" ><div class=\"panel-widget-style panel-widget-style-for-18-2-0-0\" >\n<a href=\"https:\/\/inclusionsocialratings.org\/fr\/assessments\/asa-microfinance-bank-pakistan-limited-spir-rating\/\" class=\"report-link\">\n  <article id=\"post-9537\" class=\"post-9537 assessments type-assessments status-publish has-post-thumbnail hentry\">\n   \t<div class=\"report-link-image\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"130\" src=\"https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2023\/07\/pakistan-308x200.jpg\" class=\"attachment-200x139 size-200x139 wp-post-image\" alt=\"\" \/>  \t<\/div>\n    <div class=\"report-link-text\">\n\t    <p class=\"report-date-block\">Published date: juillet 08, 2023<\/p>\n  \t  <h3>Note SPIR \u2013 ASA Microfinance Bank (Pakistan) Limited<\/h3>\n  \t\t<p><p>ASA Microfinance Bank (Pakistan) Limited est une institution de microfinance \u00e0 but lucratif qui fournit des pr\u00eats de microfinance \u00e0 des fins commerciales aux entrepreneurs \u00e0 faible revenu dans le but d'am\u00e9liorer l'inclusion financi\u00e8re et de r\u00e9aliser des progr\u00e8s socio-\u00e9conomiques. Ils sont indirectement d\u00e9tenus \u00e0 100 % par ASA International, l'une des plus grandes soci\u00e9t\u00e9s de microfinance au monde.<br \/>\nLieu : Pakistan<\/p>\n<\/p>\n  \t<\/div>\n  <\/article><!-- #post-## -->\n<\/a>\n<a href=\"https:\/\/inclusionsocialratings.org\/fr\/assessments\/asa-microfinance-tanzania-ltd-spir-rating\/\" class=\"report-link\">\n  <article id=\"post-9506\" class=\"post-9506 assessments type-assessments status-publish has-post-thumbnail hentry\">\n   \t<div class=\"report-link-image\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"130\" src=\"https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2023\/07\/tanzania-308x200.jpg\" class=\"attachment-200x139 size-200x139 wp-post-image\" alt=\"\" srcset=\"https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2023\/07\/tanzania-308x200.jpg 308w, https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2023\/07\/tanzania-18x12.jpg 18w\" sizes=\"(max-width: 200px) 100vw, 200px\" \/>  \t<\/div>\n    <div class=\"report-link-text\">\n\t    <p class=\"report-date-block\">Published date: juillet 07, 2023<\/p>\n  \t  <h3>Note SPIR \u2013 ASA Microfinance Tanzania Ltd.<\/h3>\n  \t\t<p><p>ASA Microfinance Tanzania Ltd. est une institution de microfinance qui fournit des pr\u00eats de microfinance \u00e0 des fins commerciales aux entrepreneurs \u00e0 faible revenu dans le but d'am\u00e9liorer l'inclusion financi\u00e8re et de r\u00e9aliser des progr\u00e8s socio-\u00e9conomiques. Ils sont indirectement d\u00e9tenus \u00e0 100 % par ASA International, l'une des plus grandes soci\u00e9t\u00e9s de microfinance au monde.<br \/>\nLocation: Tanzania<\/p>\n<\/p>\n  \t<\/div>\n  <\/article><!-- #post-## -->\n<\/a>\n<a href=\"https:\/\/inclusionsocialratings.org\/fr\/assessments\/instituto-de-desarrollo-regional-cesar-vallejo-spir-rating\/\" class=\"report-link\">\n  <article id=\"post-9420\" class=\"post-9420 assessments type-assessments status-publish hentry\">\n   \t<div class=\"report-link-image\">\n\t\t\t  \t<\/div>\n    <div class=\"report-link-text\">\n\t    <p class=\"report-date-block\">Published date: novembre 01, 2022<\/p>\n  \t  <h3>Note SPIR \u2013 Instituto de Desarrollo Regional Cesar Vallejo<\/h3>\n  \t\t<p><p>Instituto de Desarrollo Regional Cesar Vallejo (IDER CV) est une Organisation Non Gouvernementale de D\u00e9veloppement bas\u00e9e \u00e0 Trujillo, au P\u00e9rou. Leur mission sociale est la suivante : \u00ab\u00a0Nous sommes une institution consolid\u00e9e, comp\u00e9titive et fiable qui fournit des services sociaux et \u00e9conomiques pour contribuer \u00e0 l\u2019am\u00e9lioration des conditions de vie de la population, en priorit\u00e9 dans les zones rurales - urbaines exclues et \u00e9mergentes du P\u00e9rou\u00a0\u00bb.\nLocalisation :\u00a0P\u00e9rou<\/p>\n<\/p>\n  \t<\/div>\n  <\/article><!-- #post-## -->\n<\/a>\n<a href=\"https:\/\/inclusionsocialratings.org\/fr\/assessments\/pana-pana-spir-rating-2\/\" class=\"report-link\">\n  <article id=\"post-8982\" class=\"post-8982 assessments type-assessments status-publish hentry\">\n   \t<div class=\"report-link-image\">\n\t\t\t  \t<\/div>\n    <div class=\"report-link-text\">\n\t    <p class=\"report-date-block\">Published date: juillet 22, 2021<\/p>\n  \t  <h3>Note SPIR \u2013 Asociaci\u00f3n para el Desarrollo de la Costa Atl\u00e1ntica (PANA PANA)<\/h3>\n  \t\t<p><p>Asociaci\u00f3n Para el Desarrollo de la Costa Atl\u00e1ntica (PANA PANA) est une IMF bas\u00e9e au Nicaragua.\nLeur\u00a0mission sociale \u00ab PANA PANA est une organisation autochtone de la c\u00f4te nord des Cara\u00efbes du Nicaragua, qui offre des opportunit\u00e9s d\u2019am\u00e9liorer la qualit\u00e9 de vie des femmes et des hommes de pr\u00e9f\u00e9rence pauvres, avec un esprit d\u2019entreprise, avec des chances \u00e9gales dans les zones urbaines et rurales de les r\u00e9gions autonomes de la c\u00f4te cara\u00efbe nicaraguayenne et le reste du territoire national, \u00e0 travers des services de microfinance inclusifs, des projets de d\u00e9veloppement humain durable, ax\u00e9s sur le genre et l\u2019am\u00e9lioration de la vie. \u00bb<br \/>\nLocalisation : Nicaragua<\/p>\n<\/p>\n  \t<\/div>\n  <\/article><!-- #post-## -->\n<\/a>\n<a href=\"https:\/\/inclusionsocialratings.org\/fr\/assessments\/borvor-finance-plc-spir-rating\/\" class=\"report-link\">\n  <article id=\"post-8851\" class=\"post-8851 assessments type-assessments status-publish has-post-thumbnail hentry\">\n   \t<div class=\"report-link-image\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"130\" src=\"https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2021\/04\/Bovor-308x200.png\" class=\"attachment-200x139 size-200x139 wp-post-image\" alt=\"\" srcset=\"https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2021\/04\/Bovor-308x200.png 308w, https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2021\/04\/Bovor.png 617w, https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2021\/04\/Bovor-16x10.png 16w, https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2021\/04\/Bovor-600x389.png 600w\" sizes=\"(max-width: 200px) 100vw, 200px\" \/>  \t<\/div>\n    <div class=\"report-link-text\">\n\t    <p class=\"report-date-block\">Published date: mai 02, 2021<\/p>\n  \t  <h3>Note SPIR \u2013 Borvor Finance PLC<\/h3>\n  \t\t<p><p>Borvor Finance PLC (anciennement connu sous le nom de Cambodian Community Saving Federation ou CCSF) est un op\u00e9rateur de cr\u00e9dit rural bas\u00e9 au Cambodge. Leur mission est de fournir des services financiers abordables aux familles \u00e0 faible revenu, en particulier aux femmes, en tenant compte de leurs besoins pour am\u00e9liorer leur niveau de vie.<br \/>\nLocalisation : Cambodge<\/p>\n<\/p>\n  \t<\/div>\n  <\/article><!-- #post-## -->\n<\/a>\n<a href=\"https:\/\/inclusionsocialratings.org\/fr\/assessments\/microloan-foundation-malawi-fsr-rating\/\" class=\"report-link\">\n  <article id=\"post-8756\" class=\"post-8756 assessments type-assessments status-publish has-post-thumbnail hentry\">\n   \t<div class=\"report-link-image\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"130\" src=\"https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2021\/04\/Microloan-Foundation-Malawi_1-308x200.png\" class=\"attachment-200x139 size-200x139 wp-post-image\" alt=\"\" \/>  \t<\/div>\n    <div class=\"report-link-text\">\n\t    <p class=\"report-date-block\">Date de publication :  avril 18, 2021<\/p>\n  \t  <h3>Note FSR \u2013 MicroLoan Foundation Malawi<\/h3>\n  \t\t<p><p>MicroLoan Foundation Malawi (MLF-M) es una instituci\u00f3n de microfinanzas con sede en la Rep\u00fablica de Malaui. Sa mission sociale est \u00ab fournir aux femmes les plus pauvres d\u2019Afrique subsaharienne les outils qui leur permettront de sortir de la pauvret\u00e9 par leurs propres moyens \u00bb.<\/p>\n<\/p>\n  \t<\/div>\n  <\/article><!-- #post-## -->\n<\/a>\n<a href=\"https:\/\/inclusionsocialratings.org\/fr\/assessments\/gm-bank-of-luzon-spir-rating\/\" class=\"report-link\">\n  <article id=\"post-8583\" class=\"post-8583 assessments type-assessments status-publish has-post-thumbnail hentry\">\n   \t<div class=\"report-link-image\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"130\" src=\"https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2021\/03\/BankofLuzon_1_report-308x200.png\" class=\"attachment-200x139 size-200x139 wp-post-image\" alt=\"\" srcset=\"https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2021\/03\/BankofLuzon_1_report-308x200.png 308w, https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2021\/03\/BankofLuzon_1_report.png 617w, https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2021\/03\/BankofLuzon_1_report-16x10.png 16w, https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2021\/03\/BankofLuzon_1_report-600x389.png 600w\" sizes=\"(max-width: 200px) 100vw, 200px\" \/>  \t<\/div>\n    <div class=\"report-link-text\">\n\t    <p class=\"report-date-block\">Date de publication : mars 21, 2021<\/p>\n  \t  <h3>Note SPIR \u2013 GM Bank of Luzon, Inc.<\/h3>\n  \t\t<p><p>GM Bank of Luzon, Inc. est une banque rurale bas\u00e9e \u00e0 Cabanatuan City, aux Philippines. Leur mission sociale est \u00ab faire une diff\u00e9rence positive dans la vie des populations, en particulier dans les communaut\u00e9s rurales, en offrant un acc\u00e8s facile \u00e0 des services financiers innovants et socialement pertinents d\u2019une mani\u00e8re commercialement durable. \u00bb<\/p>\n<\/p>\n  \t<\/div>\n  <\/article><!-- #post-## -->\n<\/a>\n<a href=\"https:\/\/inclusionsocialratings.org\/fr\/assessments\/gm-bank-of-luzon-fsr-rating\/\" class=\"report-link\">\n  <article id=\"post-8574\" class=\"post-8574 assessments type-assessments status-publish has-post-thumbnail hentry\">\n   \t<div class=\"report-link-image\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"130\" src=\"https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2021\/03\/BankofLuzon_2_report-308x200.png\" class=\"attachment-200x139 size-200x139 wp-post-image\" alt=\"\" srcset=\"https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2021\/03\/BankofLuzon_2_report-308x200.png 308w, https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2021\/03\/BankofLuzon_2_report.png 617w, https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2021\/03\/BankofLuzon_2_report-16x10.png 16w, https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2021\/03\/BankofLuzon_2_report-600x389.png 600w\" sizes=\"(max-width: 200px) 100vw, 200px\" \/>  \t<\/div>\n    <div class=\"report-link-text\">\n\t    <p class=\"report-date-block\">Date de publication : mars 21, 2021<\/p>\n  \t  <h3>Note FSR \u2013 GM Bank of Luzon, Inc.<\/h3>\n  \t\t<p><p>GM Bank of Luzon, Inc. est une banque rurale bas\u00e9e \u00e0 Cabanatuan City, aux Philippines. Leur mission sociale est \u00ab faire une diff\u00e9rence positive dans la vie des populations, en particulier dans les communaut\u00e9s rurales, en offrant un acc\u00e8s facile \u00e0 des services financiers innovants et socialement pertinents d\u2019une mani\u00e8re commercialement durable. \u00bb Ubicaci\u00f3n : Rep\u00fablica de Filipinas<\/p>\n<\/p>\n  \t<\/div>\n  <\/article><!-- #post-## -->\n<\/a>\n<a href=\"https:\/\/inclusionsocialratings.org\/fr\/assessments\/microloan-foundation-zambia-fsr-rating\/\" class=\"report-link\">\n  <article id=\"post-8498\" class=\"post-8498 assessments type-assessments status-publish has-post-thumbnail hentry\">\n   \t<div class=\"report-link-image\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"130\" src=\"https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2021\/02\/Microloan-Annoucement_4_en_fr-308x200.png\" class=\"attachment-200x139 size-200x139 wp-post-image\" alt=\"\" \/>  \t<\/div>\n    <div class=\"report-link-text\">\n\t    <p class=\"report-date-block\">Published date: f\u00e9vrier 22, 2021<\/p>\n  \t  <h3>Note FSR \u2013 MicroLoan Foundation Zambia<\/h3>\n  \t\t<p><p>MicroLoan Foundation Zambia est une IMF bas\u00e9e en R\u00e9publique de Zambie. Leur mission sociale est \u00ab fournir aux femmes les plus pauvres d\u2019Afrique subsaharienne les outils qui leur permettront de sortir de la pauvret\u00e9 par leurs propres moyens \u00bb.<\/p>\n<\/p>\n  \t<\/div>\n  <\/article><!-- #post-## -->\n<\/a>\n<a href=\"https:\/\/inclusionsocialratings.org\/fr\/assessments\/idercv-fsr-rating\/\" class=\"report-link\">\n  <article id=\"post-8279\" class=\"post-8279 assessments type-assessments status-publish has-post-thumbnail hentry\">\n   \t<div class=\"report-link-image\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"130\" src=\"https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2020\/12\/IDER-CV-308x200.png\" class=\"attachment-200x139 size-200x139 wp-post-image\" alt=\"\" \/>  \t<\/div>\n    <div class=\"report-link-text\">\n\t    <p class=\"report-date-block\">Published date: d\u00e9cembre 07, 2020<\/p>\n  \t  <h3>IDER CV \u2013 Notation FSR<\/h3>\n  \t\t<p><p>Instituto de Desarrollo Regional Cesar Vallejo (IDER CV) est une Organisation Non Gouvernementale de D\u00e9veloppement bas\u00e9e \u00e0 Trujillo, au P\u00e9rou. Leur mission sociale est la suivante : \u00ab\u00a0Nous sommes une institution consolid\u00e9e, comp\u00e9titive et fiable qui fournit des services sociaux et \u00e9conomiques pour contribuer \u00e0 l\u2019am\u00e9lioration des conditions de vie de la population, en priorit\u00e9 dans les zones rurales - urbaines exclues et \u00e9mergentes du P\u00e9rou\u00a0\u00bb.<\/p>\n<\/p>\n  \t<\/div>\n  <\/article><!-- #post-## -->\n<\/a>\n<a href=\"https:\/\/inclusionsocialratings.org\/fr\/assessments\/amc-spir-rating-2\/\" class=\"report-link\">\n  <article id=\"post-6374\" class=\"post-6374 assessments type-assessments status-publish has-post-thumbnail hentry\">\n   \t<div class=\"report-link-image\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"130\" src=\"https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2020\/03\/AMC_web-308x200.png\" class=\"attachment-200x139 size-200x139 wp-post-image\" alt=\"\" \/>  \t<\/div>\n    <div class=\"report-link-text\">\n\t    <p class=\"report-date-block\">Date de publication : 18 mars 2020<\/p>\n  \t  <h3>Note SPIR \u2013 AMC<\/h3>\n  \t\t<p><p>AMC de R.L. de C.V. (AMC) est une Coop\u00e9rative d\u2019Epargne et de Cr\u00e9dit bas\u00e9e \u00e0 San Miguel, \u00e0 Salvador. Leur mission sociale est la suivante : \u00ab Nous sommes une institution financi\u00e8re qui fournit des services sp\u00e9cialis\u00e9s pour le secteur des micros et petites entreprises, des travailleurs ind\u00e9pendants et des employ\u00e9s \u00e0 faible revenu dans tout le pays, sous un r\u00e9gime de rentabilit\u00e9 \u00e9conomique et de responsabilit\u00e9 sociale, qui garantit leur permanence, leur solidit\u00e9, la satisfaction de ses clients, employ\u00e9s et partenaires \u00bb.<\/p>\n<p>Localisation : El Salvador<\/p>\n<\/p>\n  \t<\/div>\n  <\/article><!-- #post-## -->\n<\/a>\n<a href=\"https:\/\/inclusionsocialratings.org\/fr\/assessments\/faten-spir-rating\/\" class=\"report-link\">\n  <article id=\"post-6265\" class=\"post-6265 assessments type-assessments status-publish has-post-thumbnail hentry\">\n   \t<div class=\"report-link-image\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"130\" src=\"https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2020\/02\/Faten-308x200.png\" class=\"attachment-200x139 size-200x139 wp-post-image\" alt=\"\" \/>  \t<\/div>\n    <div class=\"report-link-text\">\n\t    <p class=\"report-date-block\">Published date: f\u00e9vrier 27, 2020<\/p>\n  \t  <h3>Note SPIR \u2013 FATEN<\/h3>\n  \t\t<p><p>Palestine for Credit and Development, connu sous le nom de FATEN, est un prestataire de services de microfinance \u00e9tabli \u00e0 Ramallah, Palestine, en 1998, dans le but de fournir des services financiers aux entrepreneurs \u00e0 faible revenu. Leur mission sociale est de \u00ab fournir des services financiers qui r\u00e9pondent aux besoins des Palestiniens \u00e9conomiquement actifs ayant des revenus limit\u00e9s \u00bb.<\/p>\n<p>Localisation : Palestine<\/p>\n<\/p>\n  \t<\/div>\n  <\/article><!-- #post-## -->\n<\/a>\n<a href=\"https:\/\/inclusionsocialratings.org\/fr\/assessments\/spir-pebco-02-01-2-1\/\" class=\"report-link\">\n  <article id=\"post-3409\" class=\"post-3409 assessments type-assessments status-publish has-post-thumbnail hentry\">\n   \t<div class=\"report-link-image\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"130\" src=\"https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2019\/10\/PEBCo_1-308x200.png\" class=\"attachment-200x139 size-200x139 wp-post-image\" alt=\"\" srcset=\"https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2019\/10\/PEBCo_1-308x200.png 308w, https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2019\/10\/PEBCo_1-600x389.png 600w, https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2019\/10\/PEBCo_1.png 617w\" sizes=\"(max-width: 200px) 100vw, 200px\" \/>  \t<\/div>\n    <div class=\"report-link-text\">\n\t    <p class=\"report-date-block\">Date de publication : 29 octobre 2019<\/p>\n  \t  <h3>P.E.B.Co-BETHESDA &#8211; SPIR Rating<\/h3>\n  \t\t<p><p>P.E.B.Co-BETHESDA, l\u2019Association pour la Promotion de l\u2019Epargne-Cr\u00e9dit \u00e0 base Communautaire (PEBCo-BETHESDA), est un Syst\u00e8me Financier D\u00e9centralis\u00e9 cr\u00e9\u00e9 en 1996 et enregistr\u00e9 comme Association de Microfinance. Avant de prendre sa forme associative, elle \u00e9tait initialement un projet du D\u00e9partement Assainissement Communautaire et Environnemental (DCAM) de l\u2019ONG BETHESDA. Elle est devenue un d\u00e9partement \u00e0 part enti\u00e8re en 2004. Leur mission sociale est d\u2019Am\u00e9liorer les conditions de vie des pauvres en offrant des services financiers et non financiers de qualit\u00e9\u201d.<\/p>\n<p>Localisation : B\u00e9nin<\/p>\n<\/p>\n  \t<\/div>\n  <\/article><!-- #post-## -->\n<\/a>\n<a href=\"https:\/\/inclusionsocialratings.org\/fr\/assessments\/02-01-2-1\/\" class=\"report-link\">\n  <article id=\"post-3463\" class=\"post-3463 assessments type-assessments status-publish has-post-thumbnail hentry\">\n   \t<div class=\"report-link-image\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"130\" src=\"https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2019\/10\/PEBCo_2-308x200.png\" class=\"attachment-200x139 size-200x139 wp-post-image\" alt=\"\" srcset=\"https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2019\/10\/PEBCo_2-308x200.png 308w, https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2019\/10\/PEBCo_2-600x389.png 600w, https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2019\/10\/PEBCo_2.png 617w\" sizes=\"(max-width: 200px) 100vw, 200px\" \/>  \t<\/div>\n    <div class=\"report-link-text\">\n\t    <p class=\"report-date-block\">Date de publication : 8 octobre 2019<\/p>\n  \t  <h3>Note FSR - P.E.B.Co-BETHESDA<\/h3>\n  \t\t<p><p>P.E.B.Co-BETHESDA, l\u2019Association pour la Promotion de l\u2019Epargne-Cr\u00e9dit \u00e0 base Communautaire (PEBCo-BETHESDA), est un Syst\u00e8me Financier D\u00e9centralis\u00e9 cr\u00e9\u00e9 en 1996 et enregistr\u00e9 comme Association de Microfinance. Avant de prendre sa forme associative, elle \u00e9tait initialement un projet du D\u00e9partement Assainissement Communautaire et Environnemental (DCAM) de l\u2019ONG BETHESDA. Elle est devenue un d\u00e9partement \u00e0 part enti\u00e8re en 2004. Leur mission sociale est d\u2019Am\u00e9liorer les conditions de vie des pauvres en offrant des services financiers et non financiers de qualit\u00e9\u201d.<\/p>\n<\/p>\n  \t<\/div>\n  <\/article><!-- #post-## -->\n<\/a>\n<a href=\"https:\/\/inclusionsocialratings.org\/fr\/assessments\/spir-thrive-02-02-1-1\/\" class=\"report-link\">\n  <article id=\"post-2910\" class=\"post-2910 assessments type-assessments status-publish has-post-thumbnail hentry\">\n   \t<div class=\"report-link-image\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"130\" src=\"https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2019\/07\/Thrive-308x200.png\" class=\"attachment-200x139 size-200x139 wp-post-image\" alt=\"\" srcset=\"https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2019\/07\/Thrive-308x200.png 308w, https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2019\/07\/Thrive-600x389.png 600w, https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2019\/07\/Thrive.png 617w\" sizes=\"(max-width: 200px) 100vw, 200px\" \/>  \t<\/div>\n    <div class=\"report-link-text\">\n\t    <p class=\"report-date-block\">Date de publication : 23 juillet 2019<\/p>\n  \t  <h3>Note SPIR - Thrive Micro-Finance (Private) Ltd<\/h3>\n  \t\t<p><p>Thrive Microfinance (Private) Ltd (THRIVE) est un prestataire de services de microfinance bas\u00e9 \u00e0 Harare, au Zimbabwe. Leur mission sociale consiste \u00e0 \u201cfournir une formation et des cr\u00e9dits aux femmes exclues du secteur financier traditionnel d\u2019une mani\u00e8re qui soit \u00e0 la fois socialement responsable et financi\u00e8rement viable\u201d. Localisation : Zimbabwe<\/p>\n<\/p>\n  \t<\/div>\n  <\/article><!-- #post-## -->\n<\/a>\n<a href=\"https:\/\/inclusionsocialratings.org\/fr\/assessments\/spir-santaanita-2-2\/\" class=\"report-link\">\n  <article id=\"post-2238\" class=\"post-2238 assessments type-assessments status-publish has-post-thumbnail hentry\">\n   \t<div class=\"report-link-image\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"130\" src=\"https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2019\/04\/Santa-Anita-308x200.png\" class=\"attachment-200x139 size-200x139 wp-post-image\" alt=\"\" srcset=\"https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2019\/04\/Santa-Anita-308x200.png 308w, https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2019\/04\/Santa-Anita-600x389.png 600w, https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2019\/04\/Santa-Anita.png 617w\" sizes=\"(max-width: 200px) 100vw, 200px\" \/>  \t<\/div>\n    <div class=\"report-link-text\">\n\t    <p class=\"report-date-block\">Date de publication : 3 mai 2019<\/p>\n  \t  <h3>Note SPIR - COAC Santa Anita Ltda.<\/h3>\n  \t\t<p><p>La Cooperativa de Ahorro y Cr\u00e9dito Santa Anita Ltda (COAC Santa Anita), une entit\u00e9 qui a vu le jour en 2001 dans le but de soutenir le d\u00e9veloppement des secteurs agricoles indig\u00e8nes du nord de l\u2019\u00c9quateur. Leur mission sociale est la suivante : \u00ab Nous sommes une Coop\u00e9rative d\u2019Epargne et de Cr\u00e9dit Populaire et Solidaire qui offre des produits et des services financiers de qualit\u00e9, destin\u00e9s \u00e0 la zone rurale de la r\u00e9gion de la Sierra Norte du Pays, en promouvant la croissance \u00e9conomique, le d\u00e9veloppement social et l\u2019inclusion financi\u00e8re de nos membres, de nos clients et de la communaut\u00e9 \u00bb.<br \/>\nLocalisation : Equateur<\/p>\n<\/p>\n  \t<\/div>\n  <\/article><!-- #post-## -->\n<\/a>\n<a href=\"https:\/\/inclusionsocialratings.org\/fr\/assessments\/spir-sathapana-2\/\" class=\"report-link\">\n  <article id=\"post-2161\" class=\"post-2161 assessments type-assessments status-publish has-post-thumbnail hentry\">\n   \t<div class=\"report-link-image\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"130\" src=\"https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2019\/04\/Sathapana_-308x200.png\" class=\"attachment-200x139 size-200x139 wp-post-image\" alt=\"\" srcset=\"https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2019\/04\/Sathapana_-308x200.png 308w, https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2019\/04\/Sathapana_-600x389.png 600w, https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2019\/04\/Sathapana_.png 617w\" sizes=\"(max-width: 200px) 100vw, 200px\" \/>  \t<\/div>\n    <div class=\"report-link-text\">\n\t    <p class=\"report-date-block\">Date de publication : 7 avril 2019<\/p>\n  \t  <h3>Note SPIR - Sathapana Ltd.<\/h3>\n  \t\t<p><p>Sathapana Limited (SATHAPANA) est une institution de microfinancement de d\u00e9p\u00f4t (DMFI) bas\u00e9e \u00e0 Yangon, au Myanmar. Sa mission sociale est de \u00ab renforcer les capacit\u00e9s des entrepreneurs et de g\u00e9n\u00e9rer des emplois afin d\u2019am\u00e9liorer leur niveau de vie gr\u00e2ce \u00e0 un acc\u00e8s durable aux services financiers \u00bb. Le nom, Sathapana, signifie \u201cconstruire\u201d en langue cambodgienne.<\/p>\n<p>Localisation : Myanmar\t\t\t<\/p>\n<\/p>\n  \t<\/div>\n  <\/article><!-- #post-## -->\n<\/a>\n<a href=\"https:\/\/inclusionsocialratings.org\/fr\/assessments\/spir-borvor\/\" class=\"report-link\">\n  <article id=\"post-2065\" class=\"post-2065 assessments type-assessments status-publish hentry\">\n   \t<div class=\"report-link-image\">\n\t\t\t  \t<\/div>\n    <div class=\"report-link-text\">\n\t    <p class=\"report-date-block\">Date de publication : 28 janvier 2019<\/p>\n  \t  <h3>Note SPIR \u2013 Borvor Finance PLC<\/h3>\n  \t\t<p><p>Borvor Finance PLC (anciennement connu sous le nom de Cambodian Community Saving Federation ou CCSF) est un op\u00e9rateur de cr\u00e9dit rural bas\u00e9 au Cambodge. Leur mission est de fournir des services financiers abordables aux familles \u00e0 faible revenu, en particulier aux femmes, en tenant compte de leurs besoins pour am\u00e9liorer leur niveau de vie.<br \/>\nLocalisation : Cambodge<\/p>\n<\/p>\n  \t<\/div>\n  <\/article><!-- #post-## -->\n<\/a>\n<a href=\"https:\/\/inclusionsocialratings.org\/fr\/assessments\/spir-thrive\/\" class=\"report-link\">\n  <article id=\"post-1688\" class=\"post-1688 assessments type-assessments status-publish has-post-thumbnail hentry\">\n   \t<div class=\"report-link-image\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"130\" src=\"https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2017\/11\/Thrive-308x200.png\" class=\"attachment-200x139 size-200x139 wp-post-image\" alt=\"\" srcset=\"https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2017\/11\/Thrive-308x200.png 308w, https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2017\/11\/Thrive-600x389.png 600w, https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2017\/11\/Thrive.png 617w\" sizes=\"(max-width: 200px) 100vw, 200px\" \/>  \t<\/div>\n    <div class=\"report-link-text\">\n\t    <p class=\"report-date-block\">Date de publication : 23 novembre 2017<\/p>\n  \t  <h3>Note SPIR - Thrive Micro-Finance (Private) Ltd<\/h3>\n  \t\t<p><p>Thrive Microfinance est une institution de microfinance au Zimbabwe qui fournit des pr\u00eats commerciaux productifs aux femmes \u00e0 faible revenu, en utilisant une m\u00e9thodologie de pr\u00eat de groupe. Sa mission est de fournir une formation et des cr\u00e9dits aux femmes exclues du secteur financier traditionnel d'une mani\u00e8re qui soit \u00e0 la fois socialement responsable et financi\u00e8rement viable. <\/p>\n<p>L\u2019ambition de Thrive est d\u2019exercer une influence positive sur les autres IMFs op\u00e9rant au Zimbabwe et de devenir le principal fournisseur de microfinance de d\u00e9veloppement du pays.<\/p>\n<p>Localisation : Zimbabwe<\/p>\n<\/p>\n  \t<\/div>\n  <\/article><!-- #post-## -->\n<\/a>\n<a href=\"https:\/\/inclusionsocialratings.org\/fr\/assessments\/spir-ccsf\/\" class=\"report-link\">\n  <article id=\"post-1345\" class=\"post-1345 assessments type-assessments status-publish has-post-thumbnail hentry\">\n   \t<div class=\"report-link-image\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"130\" src=\"https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2017\/10\/CCSF_2-308x200.png\" class=\"attachment-200x139 size-200x139 wp-post-image\" alt=\"\" srcset=\"https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2017\/10\/CCSF_2-308x200.png 308w, https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2017\/10\/CCSF_2-600x389.png 600w, https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2017\/10\/CCSF_2.png 617w\" sizes=\"(max-width: 200px) 100vw, 200px\" \/>  \t<\/div>\n    <div class=\"report-link-text\">\n\t    <p class=\"report-date-block\">Date de publication : 12 octobre 2017<\/p>\n  \t  <h3>Note SPIR \u2013 F\u00e9d\u00e9ration Cambodgienne de l'Epargne-Cr\u00e9dit Communautaire (CCSF)<\/h3>\n  \t\t<p><p>La Cambodian Credit Savings Federation (CCSF) a \u00e9t\u00e9 le premier pionnier du mod\u00e8le des coop\u00e9ratives de cr\u00e9dit au Cambodge. La CCSF a d\u00e9but\u00e9 en tant que Projet de D\u00e9veloppement des Petites Activit\u00e9s Economiques avec CARE Cambodge, financ\u00e9 par AusAID par l'interm\u00e9diaire de CARE Australie en 1998. Sa mission initiale \u00e9tait de promouvoir les habitudes d'\u00e9pargne et d'\u00e9conomie bas\u00e9es sur les neuf principes de fonctionnement des coop\u00e9ratives de cr\u00e9dit. Il a \u00e9t\u00e9 cr\u00e9\u00e9 \u00e0 l'origine pour renforcer les capacit\u00e9s des familles \u00e0 faibles revenus au Cambodge en cr\u00e9ant un r\u00e9seau d'Organisations Communautaires de Microfinance (CBMIFO). Elle a travaill\u00e9 en partenariat avec 25 CBMIFO pour soutenir plus de 50 000 membres et leurs familles dans les provinces de Battambang et de Banteay Meanchey. Elle est actuellement en cours de restructuration, ayant absorb\u00e9 la plupart de ses partenaires CBMIFO et se transformant en une IMF \u00e0 un seul niveau fournissant des services financiers directement \u00e0 ses membres \u00e0 faible revenu.<\/p>\n<p>Localisation : Cambodge<\/p>\n<\/p>\n  \t<\/div>\n  <\/article><!-- #post-## -->\n<\/a>\n<a href=\"https:\/\/inclusionsocialratings.org\/fr\/assessments\/spr-encot\/\" class=\"report-link\">\n  <article id=\"post-1221\" class=\"post-1221 assessments type-assessments status-publish has-post-thumbnail hentry\">\n   \t<div class=\"report-link-image\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"130\" src=\"https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2016\/11\/IMG_0106-308x200.jpg\" class=\"attachment-200x139 size-200x139 wp-post-image\" alt=\"\" \/>  \t<\/div>\n    <div class=\"report-link-text\">\n\t    <p class=\"report-date-block\">Date de publication : 9 mai 2017<\/p>\n  \t  <h3>Note SPA \u2013 Enterprise Support &amp; Community Development Trust (ENCOT)<\/h3>\n  \t\t<p><p>ENCOT est une ONG de microcr\u00e9dit et de d\u00e9veloppement d'entreprises rurales fond\u00e9e en 2006 par un groupe de praticiens du d\u00e9veloppement communautaire indig\u00e8ne \u00e0 Masindi (Ouganda). L'organisation a \u00e9t\u00e9 cr\u00e9\u00e9e pour r\u00e9pondre aux d\u00e9fis de la pauvret\u00e9 et de la souffrance auxquels sont confront\u00e9es les communaut\u00e9s rurales de Masindi, et plus particuli\u00e8rement les agriculteurs.<br \/>\nLocalisation : Ouganda<\/p>\n<\/p>\n  \t<\/div>\n  <\/article><!-- #post-## -->\n<\/a>\n<a href=\"https:\/\/inclusionsocialratings.org\/fr\/assessments\/spr-sia-nson-microfinance\/\" class=\"report-link\">\n  <article id=\"post-1224\" class=\"post-1224 assessments type-assessments status-publish has-post-thumbnail hentry\">\n   \t<div class=\"report-link-image\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"130\" src=\"https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2016\/11\/SiaNSon-308x200.png\" class=\"attachment-200x139 size-200x139 wp-post-image\" alt=\"\" srcset=\"https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2016\/11\/SiaNSon-308x200.png 308w, https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2016\/11\/SiaNSon-600x389.png 600w, https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2016\/11\/SiaNSon.png 617w\" sizes=\"(max-width: 200px) 100vw, 200px\" \/>  \t<\/div>\n    <div class=\"report-link-text\">\n\t    <p class=\"report-date-block\">Date de publication : 8 mai 2017<\/p>\n  \t  <h3>SIA N\u2019SON Microfinance &#8211; SPA Rating<\/h3>\n  \t\t<p><p>SIA N\u2019SON Microfinance a \u00e9t\u00e9 cr\u00e9\u00e9e en 2005 et a re\u00e7u l\u2019accr\u00e9ditation unique pour pratiquer la Microfinance au B\u00e9nin en 2012. En effet, sa cr\u00e9ation fait suite \u00e0 la scission de l\u2019ONG SIA N\u2019SON (qui existait depuis 1995) en deux entit\u00e9s distinctes : SIA N\u2019SON Microfinance et SIA N\u2019SON D\u00e9veloppement de la Communaut\u00e9.<\/p>\n<p>Localisation : B\u00e9nin<\/p>\n<\/p>\n  \t<\/div>\n  <\/article><!-- #post-## -->\n<\/a>\n<a href=\"https:\/\/inclusionsocialratings.org\/fr\/assessments\/spr-mec\/\" class=\"report-link\">\n  <article id=\"post-1227\" class=\"post-1227 assessments type-assessments status-publish has-post-thumbnail hentry\">\n   \t<div class=\"report-link-image\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"130\" src=\"https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2016\/11\/IMG_0095-308x200.jpg\" class=\"attachment-200x139 size-200x139 wp-post-image\" alt=\"\" \/>  \t<\/div>\n    <div class=\"report-link-text\">\n\t    <p class=\"report-date-block\">Date de publication : 7 mai 2017<\/p>\n  \t  <h3>Note SPA \u2013  Mutuelle D'Epargne Et De Cr\u00e9dit (MEC) \u00ab Le Sine \u00bb<\/h3>\n  \t\t<p><p>Cr\u00e9\u00e9e en juillet 2000 par 199 membres des groupements f\u00e9minins du d\u00e9partement de Fatick, la MEC \u00ab Le Sine \u00bb a d\u2019abord fonctionn\u00e9 comme un groupe d\u2019\u00e9pargne et de cr\u00e9dit, avant d\u2019op\u00e9rer comme une IMF depuis 2005. Son objectif est d\u2019offrir des produits et services financiers et non financiers \u00e0 Fatick, en particulier aux femmes et aux jeunes.<br \/>\nLocalisation : S\u00e9n\u00e9gal<\/p>\n<\/p>\n  \t<\/div>\n  <\/article><!-- #post-## -->\n<\/a>\n<a href=\"https:\/\/inclusionsocialratings.org\/fr\/assessments\/spr-juhudi-kilimo\/\" class=\"report-link\">\n  <article id=\"post-1230\" class=\"post-1230 assessments type-assessments status-publish has-post-thumbnail hentry\">\n   \t<div class=\"report-link-image\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"130\" src=\"https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2016\/11\/IMG_0104-308x200.jpg\" class=\"attachment-200x139 size-200x139 wp-post-image\" alt=\"\" \/>  \t<\/div>\n    <div class=\"report-link-text\">\n\t    <p class=\"report-date-block\">Date de publication : 6 mai 2017<\/p>\n  \t  <h3>Note SPA \u2013 Juhudi Kilimo<\/h3>\n  \t\t<p><p>Juhudi est une soci\u00e9t\u00e9 priv\u00e9e qui a \u00e9t\u00e9 cr\u00e9\u00e9e pour fournir des services de microfinance et des financements adoss\u00e9s \u00e0 des actifs aux petits exploitants agricoles et aux entreprises des zones rurales du Kenya. Elle est une filiale du groupe K-Rep, un groupe diversifi\u00e9 de soci\u00e9t\u00e9s qui fournissent des services bancaires et d'autres services financiers, des services de conseil et des services techniques, ainsi que des services de recherche et de d\u00e9veloppement de produits dans le secteur de la microfinance kenyane depuis 1984. En 2009, Juhudi a repris le portefeuille de financement d'actifs de K-Rep Development Agency, une organisation non gouvernementale (ONG) parrain\u00e9e par le groupe K-Rep, afin de soutenir la croissance du portefeuille sur une base ind\u00e9pendante.<br \/>\nLocalisation : Kenya<\/p>\n<\/p>\n  \t<\/div>\n  <\/article><!-- #post-## -->\n<\/a>\n<a href=\"https:\/\/inclusionsocialratings.org\/fr\/assessments\/spr-cbm\/\" class=\"report-link\">\n  <article id=\"post-1233\" class=\"post-1233 assessments type-assessments status-publish has-post-thumbnail hentry\">\n   \t<div class=\"report-link-image\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"130\" src=\"https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2016\/11\/CBM-308x200.png\" class=\"attachment-200x139 size-200x139 wp-post-image\" alt=\"\" srcset=\"https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2016\/11\/CBM-308x200.png 308w, https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2016\/11\/CBM-600x389.png 600w, https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2016\/11\/CBM.png 617w\" sizes=\"(max-width: 200px) 100vw, 200px\" \/>  \t<\/div>\n    <div class=\"report-link-text\">\n\t    <p class=\"report-date-block\">Date de publication : 5 mai 2017<\/p>\n  \t  <h3>Note SPA \u2013 Caisse Baitoul Maal (CBM)<\/h3>\n  \t\t<p><p>Sous l\u2019impulsion d\u2019un groupe d\u2019intellectuels Musulmans, la Caisse Baitoul Maal (qui signifie \u201cfonds commun\u201d) est n\u00e9e en 1997 et a commenc\u00e9 ses activit\u00e9s la m\u00eame ann\u00e9e. Deux ans plus tard, elle a \u00e9t\u00e9 agr\u00e9\u00e9e pour fonctionner comme une IMF. Son objectif est de mettre \u00e0 la disposition de la population burkinab\u00e9 des produits financiers et non financiers.<br \/>\nLocalisation : Burkina Faso<\/p>\n<\/p>\n  \t<\/div>\n  <\/article><!-- #post-## -->\n<\/a>\n<a href=\"https:\/\/inclusionsocialratings.org\/fr\/assessments\/spr-comuba\/\" class=\"report-link\">\n  <article id=\"post-1239\" class=\"post-1239 assessments type-assessments status-publish has-post-thumbnail hentry\">\n   \t<div class=\"report-link-image\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"130\" src=\"https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2016\/11\/Comuba-308x200.png\" class=\"attachment-200x139 size-200x139 wp-post-image\" alt=\"\" srcset=\"https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2016\/11\/Comuba-308x200.png 308w, https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2016\/11\/Comuba-600x389.png 600w, https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2016\/11\/Comuba.png 617w\" sizes=\"(max-width: 200px) 100vw, 200px\" \/>  \t<\/div>\n    <div class=\"report-link-text\">\n\t    <p class=\"report-date-block\">Date de publication : 3 mai 2017<\/p>\n  \t  <h3>Note SPA \u2013 COMUBA<\/h3>\n  \t\t<p><p>COMUBA (La Coop\u00e9rative des Membres Unis Bethel Actions) a \u00e9t\u00e9 cr\u00e9\u00e9e en 2004 et a commenc\u00e9 ses op\u00e9rations formelles en tant qu\u2019IMF en 2008. Les membres fondateurs ont jug\u00e9 n\u00e9cessaire d\u2019orienter l\u2019initiative vers la microfinance en faveur des groupes de femmes. Avec son si\u00e8ge \u00e0 Cotonou, elle op\u00e8re principalement dans les r\u00e9gions du centre et du sud du B\u00e9nin.<\/p>\n<p>Localisation : B\u00e9nin<\/p>\n<\/p>\n  \t<\/div>\n  <\/article><!-- #post-## -->\n<\/a>\n<a href=\"https:\/\/inclusionsocialratings.org\/fr\/assessments\/spr-caurie-mf\/\" class=\"report-link\">\n  <article id=\"post-1236\" class=\"post-1236 assessments type-assessments status-publish has-post-thumbnail hentry\">\n   \t<div class=\"report-link-image\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"130\" src=\"https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2016\/10\/journey-inclusion-308x200.jpeg\" class=\"attachment-200x139 size-200x139 wp-post-image\" alt=\"\" \/>  \t<\/div>\n    <div class=\"report-link-text\">\n\t    <p class=\"report-date-block\">Date de publication : 3 mai 2017<\/p>\n  \t  <h3>CAURIE-MF &#8211; SPA Rating<\/h3>\n  \t\t<p><p>CAURIE-MF op\u00e8re en tant qu\u2019une IMF depuis 2009.  L\u2019institution op\u00e8re principalement \u00e0 travers les Banques Villageoises, soutenant la participation des femmes dans le d\u00e9veloppement de leurs activit\u00e9s.<\/p>\n<p>Localisation : S\u00e9n\u00e9gal<\/p>\n<\/p>\n  \t<\/div>\n  <\/article><!-- #post-## -->\n<\/a>\n<a href=\"https:\/\/inclusionsocialratings.org\/fr\/assessments\/spr-p-e-b-co-bethesda\/\" class=\"report-link\">\n  <article id=\"post-1244\" class=\"post-1244 assessments type-assessments status-publish has-post-thumbnail hentry\">\n   \t<div class=\"report-link-image\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"130\" src=\"https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2016\/11\/Pebco-308x200.png\" class=\"attachment-200x139 size-200x139 wp-post-image\" alt=\"\" srcset=\"https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2016\/11\/Pebco-308x200.png 308w, https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2016\/11\/Pebco-600x389.png 600w, https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2016\/11\/Pebco.png 617w\" sizes=\"(max-width: 200px) 100vw, 200px\" \/>  \t<\/div>\n    <div class=\"report-link-text\">\n\t    <p class=\"report-date-block\">Date de publication : 1 mai 2017<\/p>\n  \t  <h3>Note SPA \u2013  P.E.B.Co-BETHESDA<\/h3>\n  \t\t<p><p>L'Association pour la Promotion de l'Epargne et du Cr\u00e9dit \u00e0 base Communautaire (PEBCo-BETHESDA) est un Syst\u00e8me Financier D\u00e9centralis\u00e9 cr\u00e9\u00e9 en 1996 et enregistr\u00e9 en tant qu'Association de Microfinance. Avant de prendre sa forme associative, elle \u00e9tait initialement un projet du D\u00e9partement Assainissement Communautaire et Environnemental (DCAM) de l'ONG BETHESDA. Il est devenu un d\u00e9partement \u00e0 part enti\u00e8re en 2004.<br \/>\nLocalisation : B\u00e9nin<\/p>\n<\/p>\n  \t<\/div>\n  <\/article><!-- #post-## -->\n<\/a>\n<a href=\"https:\/\/inclusionsocialratings.org\/fr\/assessments\/spr-alide\/\" class=\"report-link\">\n  <article id=\"post-1247\" class=\"post-1247 assessments type-assessments status-publish has-post-thumbnail hentry\">\n   \t<div class=\"report-link-image\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"130\" src=\"https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2016\/11\/Alide-308x200.png\" class=\"attachment-200x139 size-200x139 wp-post-image\" alt=\"\" srcset=\"https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2016\/11\/Alide-308x200.png 308w, https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2016\/11\/Alide-600x389.png 600w, https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2016\/11\/Alide.png 617w\" sizes=\"(max-width: 200px) 100vw, 200px\" \/>  \t<\/div>\n    <div class=\"report-link-text\">\n\t    <p class=\"report-date-block\">Date de publication : 28 avril 2017<\/p>\n  \t  <h3>Note SPA \u2013 ALID\u00e9<\/h3>\n  \t\t<p><p>L\u2019Association de Lutte pour la Promotion des Initiatives de D\u00e9veloppement (ALID\u00e9) est un Syst\u00e8me Financier D\u00e9centralis\u00e9 (SFD) cr\u00e9\u00e9 en 2006 au B\u00e9nin. Elle op\u00e8re en tant qu\u2019une institution de microfinance depuis 2012. L\u2019association propose des produits d\u2019\u00e9pargne et divers fonds aux micro-entrepreneurs individuels et aux groupes de clients \u00e0 travers un r\u00e9seau de 11 agences. Elle a son si\u00e8ge \u00e0 Cotonou.<\/p>\n<p>Localisation : B\u00e9nin<\/p>\n<\/p>\n  \t<\/div>\n  <\/article><!-- #post-## -->\n<\/a>\n<a href=\"https:\/\/inclusionsocialratings.org\/fr\/assessments\/spr-urc-nazinon\/\" class=\"report-link\">\n  <article id=\"post-1250\" class=\"post-1250 assessments type-assessments status-publish has-post-thumbnail hentry\">\n   \t<div class=\"report-link-image\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"130\" src=\"https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2016\/11\/IMG_0310-e1480985609106-308x200.jpg\" class=\"attachment-200x139 size-200x139 wp-post-image\" alt=\"Village in Africa\" srcset=\"https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2016\/11\/IMG_0310-e1480985609106-308x200.jpg 308w, https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2016\/11\/IMG_0310-e1480985609106-600x388.jpg 600w, https:\/\/inclusionsocialratings.org\/wp-content\/uploads\/2016\/11\/IMG_0310-e1480985609106.jpg 617w\" sizes=\"(max-width: 200px) 100vw, 200px\" \/>  \t<\/div>\n    <div class=\"report-link-text\">\n\t    <p class=\"report-date-block\">Date de publication : 25 avril 2017<\/p>\n  \t  <h3>Note SPA \u2013 URC-Nazinon<\/h3>\n  \t\t<p><p>L'Union R\u00e9gionale des Coop\u00e9ratives d'Epargne et de Cr\u00e9dit de Nazinon (URC-Nazinon) a \u00e9t\u00e9 cr\u00e9\u00e9e en 1984. En 1997, l'URC-Nazinon est devenue une entit\u00e9 mutuelle ind\u00e9pendante et, en 2004, elle a \u00e9t\u00e9 officiellement restructur\u00e9e pour \u00e9tendre ses activit\u00e9s en dehors de la province de Zoundwego (chef-lieu de la r\u00e9gion Centre-Sud) et des zones environnantes.<br \/>\nLocalisation : Burkina Faso<\/p>\n<\/p>\n  \t<\/div>\n  <\/article><!-- #post-## -->\n<\/a><\/div><\/div><\/div><div id=\"pgc-18-2-1\"  class=\"panel-grid-cell\" >\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t<div id=\"panel-18-2-1-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"3\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<h4 style=\"text-align: center;\">T\u00e9l\u00e9chargez notre M\u00e9thodologie<\/h4>\n<p style=\"text-align: center;\">\n<div class=\"somdn-shortcode-wrap left\">\n<div class=\"somdn-download-wrap\">\n<form class=\"somdn-archive-download-form somdn-download-form\" action=\"https:\/\/inclusionsocialratings.org\/fr\/produit\/spir-methodology-english\/\" method=\"post\" id=\"somdn-download-single-form\" data-trp-original-action=\"https:\/\/inclusionsocialratings.org\/fr\/produit\/spir-methodology-english\/\">\n<p>\t\t\t<input type=\"hidden\" name=\"somdn_download_key\" value=\"MTc5MTA3MDY5Mw==\">\t\t<\/p>\n<p>\t\t\t<input style=\"display:none;\" type=\"hidden\" name=\"action\" value=\"somdn_download_single\"><br \/>\n\t\t\t<input type=\"hidden\" name=\"somdn_product\" value=\"2388\"><\/p>\n<div class=\"popup\" onclick=\"myPopup('myPopup2388')\">SPIR_Anglais<br \/>\n  <span class=\"popuptext\" id=\"myPopup2388\" >Please Login or Register<\/span>\n<\/div>\n<\/p><input type=\"hidden\" name=\"trp-form-language\" value=\"fr\"\/><\/form>\n<\/div>\n<\/div>\n<div class=\"somdn-shortcode-wrap left\">\n<div class=\"somdn-download-wrap\">\n<form class=\"somdn-archive-download-form somdn-download-form\" 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action=\"https:\/\/inclusionsocialratings.org\/fr\/produit\/note-methodologique-systeme-de-notation-des-performances-sociales\/\" method=\"post\" id=\"somdn-download-single-form\" data-trp-original-action=\"https:\/\/inclusionsocialratings.org\/fr\/produit\/note-methodologique-systeme-de-notation-des-performances-sociales\/\">\n<p>\t\t\t<input type=\"hidden\" name=\"somdn_download_key\" value=\"MTc5MTA3MDY5Mw==\">\t\t<\/p>\n<p>\t\t\t<input style=\"display:none;\" type=\"hidden\" name=\"action\" value=\"somdn_download_single\"><br \/>\n\t\t\t<input type=\"hidden\" name=\"somdn_product\" value=\"2822\"><\/p>\n<div class=\"popup\" onclick=\"myPopup('myPopup2822')\">SPIR_Fran\u00e7ais<br \/>\n  <span class=\"popuptext\" id=\"myPopup2822\" >Please Login or Register<\/span>\n<\/div>\n<\/p><input type=\"hidden\" name=\"trp-form-language\" value=\"fr\"\/><\/form>\n<\/div>\n<\/div>\n<p style=\"text-align: center;\">\n<div class=\"somdn-shortcode-wrap left\">\n<div 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left\">\n<div class=\"somdn-download-wrap\">\n<form class=\"somdn-archive-download-form somdn-download-form\" action=\"https:\/\/inclusionsocialratings.org\/fr\/produit\/reporte-de-metodologia-sistema-de-calificacion-de-sostenibilidad-financiera\/\" method=\"post\" id=\"somdn-download-single-form\" data-trp-original-action=\"https:\/\/inclusionsocialratings.org\/fr\/produit\/reporte-de-metodologia-sistema-de-calificacion-de-sostenibilidad-financiera\/\">\n<p>\t\t\t<input type=\"hidden\" name=\"somdn_download_key\" value=\"MTc5MTA3MDY5Mw==\">\t\t<\/p>\n<p>\t\t\t<input style=\"display:none;\" type=\"hidden\" name=\"action\" value=\"somdn_download_single\"><br \/>\n\t\t\t<input type=\"hidden\" name=\"somdn_product\" value=\"6482\"><\/p>\n<div class=\"popup\" onclick=\"myPopup('myPopup6482')\">FSR_Espagnol<br \/>\n  <span class=\"popuptext\" id=\"myPopup6482\" >Please Login or Register<\/span>\n<\/div>\n<\/p><input type=\"hidden\" name=\"trp-form-language\" value=\"fr\"\/><\/form>\n<\/div>\n<\/div>\n<div class=\"somdn-shortcode-wrap left\">\n<div class=\"somdn-download-wrap\">\n<form class=\"somdn-archive-download-form somdn-download-form\" action=\"https:\/\/inclusionsocialratings.org\/fr\/produit\/note-methodologique-systeme-de-notation-de-la-soutenabilite-financiere\/\" method=\"post\" id=\"somdn-download-single-form\" data-trp-original-action=\"https:\/\/inclusionsocialratings.org\/fr\/produit\/note-methodologique-systeme-de-notation-de-la-soutenabilite-financiere\/\">\n<p>\t\t\t<input type=\"hidden\" name=\"somdn_download_key\" value=\"MTc5MTA3MDY5Mw==\">\t\t<\/p>\n<p>\t\t\t<input style=\"display:none;\" type=\"hidden\" name=\"action\" value=\"somdn_download_single\"><br \/>\n\t\t\t<input type=\"hidden\" name=\"somdn_product\" value=\"7704\"><\/p>\n<div class=\"popup\" onclick=\"myPopup('myPopup7704')\">FSR_Fran\u00e7ais<br \/>\n  <span class=\"popuptext\" id=\"myPopup7704\" >Please Login or Register<\/span>\n<\/div>\n<\/p><input type=\"hidden\" name=\"trp-form-language\" value=\"fr\"\/><\/form>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>The Regional Union of Cooperative Savings and Credit Nazinon (URC-Nazinon) was established in 1984. In 1997, the URC-Nazinon became an independent mutual entity and in 2004 was officially restructured to expand its activities outside the Zoundwego province (chief city of the South Central Region) and surrounding areas.\u00a0 Lire la suite<\/p>","protected":false},"author":7,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"_links":{"self":[{"href":"https:\/\/inclusionsocialratings.org\/fr\/wp-json\/wp\/v2\/pages\/18"}],"collection":[{"href":"https:\/\/inclusionsocialratings.org\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/inclusionsocialratings.org\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/inclusionsocialratings.org\/fr\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/inclusionsocialratings.org\/fr\/wp-json\/wp\/v2\/comments?post=18"}],"version-history":[{"count":44,"href":"https:\/\/inclusionsocialratings.org\/fr\/wp-json\/wp\/v2\/pages\/18\/revisions"}],"predecessor-version":[{"id":9392,"href":"https:\/\/inclusionsocialratings.org\/fr\/wp-json\/wp\/v2\/pages\/18\/revisions\/9392"}],"wp:attachment":[{"href":"https:\/\/inclusionsocialratings.org\/fr\/wp-json\/wp\/v2\/media?parent=18"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}