Anuncio de Calificación de Sostenibilidad Financiera (FSR): IDER CV

Inclusion [Social Ratings] publicó hoy una nueva calificación de sostenibilidad financiera (FSR) del Instituto de Desarrollo Regional Cesar Vallejo (IDER CV), Organización No Gubernamental de Desarrollo con sede en Trujillo, Perú.

IDER CV’s social mission states that, “We are a consolidated, competitive and reliable institution that provides social and economic services to help improve the living conditions of the population, with priority in the rural – urban excluded and emerging areas of Peru.”

Inclusion [Social Ratings] assigned IDER CV an FSR rating grade of FSR3, following remote due diligence of the organization’s operations and interviews with staff. A FSR3 grade indicates that an organization’s infrastructure and processes are consistent with a good likelihood of operating in the best interests of its clients and beneficiaries, that this is among its high priorities and that it attempts to manage the risk of causing adverse effect to its beneficiaries and other stakeholders.

An FSR3 rating is consistent with an MFI that:

– adheres to good practice in most of the key FSR factors,
– demonstrates that it has adequate information systems, internal controls and procedures related to the information provided for the FSR,
– exhibits a decent trend of financial results and there are some risks to future earnings potential,
– maintains reasonable standards in terms of client and financial resource protection practices.

Inclusion [Social Ratings]’s FSR on IDER CV is based on Inclusion [Social Ratings]’s Financial Sustainability Rating Methodology. An FSR measures financial sustainability on a fifteen-point scale, in which FSR1+ is the highest grade and FSR5-, the lowest.

About Inclusion [Social Ratings]’s Financial Sustainability Ratings

El FSR de Inclusion [Social Ratings] evalúa el desempeño financiero de una organización no solo observando sus resultados pasados, sino también revisando la calidad de su estructura operativa y financiera y los procesos que emplea para evaluar la probabilidad de que dicho desempeño se sostenga en el futuro. También incorpora entrevistas de gestión realizadas in situ en el campo, y/o telefónicamente, con el personal de las sucursales para evaluar los niveles de desempeño financiero que resultan de las actividades de la organización.

También se puede descargar un informe de calificación completo de nuestro sitio web aquí.

If you need further information on these ratings or about Inclusion [Social Ratings]’s other ratings, please contact Santiago Arnaudin at